work outfit: tropical pencil skirt + ruffle top

These skirts. I tell you, they always get me!  You know how people will think about what they would buy if they won the lottery?  I’m certain I’d buy a whole closetful of pretty pencil skirts!  I suppose if I still worked, that is. 🙂 This one is on super sale also!  Only $33 and still tons of sizes left. 
Top: H&M
Skirt: Ann Taylor (clearance for $33!)
Flats: Banana Republic (similar, similar)
Watch: Michael Kors (similar)
Bracelet: J. Crew Factory
Earrings: J. Crew Factory (similar, similar)

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